401k Contribution Limits 2025 Chart By Age. If you're eager to save more for retirement, you could be overlooking ways to maximize your 401(k) plan, including key changes for 2025. The chart below shows how starting early at age 22 with fidelity’s recommended 15% deferral can lead to funds lasting 23 years in retirement, and how a gen x member.

That means anyone who meets the age requirements can contribute a total of $31,000 to their. Hsa, fsa, estate and gifting limits, and more.